• Akshay Verma

    Akshay Verma

    B.A. (Honours) Mathematics, St. Stephen’s College, Delhi University (2007)

    Master of Science in Financial Economics, Oxford University, England (2008)

    Master of Public Administration, Columbia University, New York, USA (2013)*

    *Elected as President, School of International and Public Affairs (see graduation speech here)


  • Arushi Verma

    Arushi Verma

    B.A. (Honours) Economics, Kirori Mal College, Delhi University (2010)

    Master of Science in Development Economics, School of Oriental and African Studies, London, England (2011)

  • Dr. Anita Kamra Verma

    Dr. Anita Kamra Verma

    B.Sc. (Honours) Zoology, Hindu College, Delhi University (1980)

    Master of Science in Zoology, Hindu College, Delhi University (1982)

    Ph.D., Magadha University (1988)


Agratam India was born in a village called Banauli in the heart of Darbhanga, Bihar. Having grown up between Bihar and New Delhi, the founder, Akshay, was deeply impacted by the lack of opportunities for the rural youth, the lack of mainstream economic participation and the difficult living conditions in rural communities.

It was therefore from a young age that Akshay wanted to work to provide a concrete solution to the inherent issues that plagued rural economies. Over time, given his diverse educational and life experiences, he developed his idea into Agratam India – a social venture based on strong ethics and committed to promoting equitable development and providing viable income generating opportunities in rural economies.

With an undergraduate degree in Mathematics from St. Stephen’s College, Delhi University, Akshay went on to pursue a MSc. in Financial Economics from Oxford University, England. He thereafter spent close to 4 years working in Leveraged Finance and Private Equity for UBS Investment Bank in London. Having widely travelled in India and over 27 countries across Europe, Asia, Africa, North and South America, it was during his second postgraduate degree, Masters of Public Administration, at Columbia University, New York, where Akshay formalised his long-standing vision and career mission into a reality.



Composite Value Generation™- to concurrently generate economic value by harnessing the inherent opportunities that exist in rural economies and generate social value by empowering local communities.

We believe it is this access to economic independence, social empowerment and mobility that will generate positive and holistic community-wide impact and achieve systematic and transformational change at the heart of rural economies. 



Our mission is to generate sustainable economic and social value by unlocking the inherent potential of micro/small businesses and local communities alongside formulating appropriate tools to measure progressive and long-term impact.

We operate a for-profit investment arm in tandem with a socially focused not-for-profit arm to effectively combine economically viable business solutions with social impact generation through empowerment of local communities in rural areas.

Our for-profit arm focuses on micro, small and medium enterprises and contributes equity capital, provides working capital financing, assists entrepreneurs in preparing bankable projects, facilitates meaningful stakeholder engagement and provides structural support by way of audit, marketing, technical, monitoring and evaluation services to create employment and opportunities for income generation in rural economies.

The socially focused not-for-profit arm represents an inclusive model of equitable development and acts as a catalyst for social change by exclusively focusing on curating and executing welfare projects to empower the local communities and to better the living conditions in rural areas.